Because Sapphire Windows believe in treating our customers fairly you can pay for your new windows and doors via any of the following methods:
Improveasy provides their finance facility service to many home-improvement companies scattered across UK, ensuring these companies are diligent, compliant, and aligned with FCA guidelines
At Sapphire Windows we can help you get the windows and doors you want at a price that makes you happy! We have flexible finance options available through our finance facility provider, Improveasy Ltd
Sapphire Windows is an Introducer Appointed Representative and provides a pure client Introduction through Improveasy Ltd., (Co. Reg. number 7807352). The firm is authorised and regulated by the Financial Conduct Authority (FRN 708623). The firm is authorised as a Broker, not a Lender and offers credit facilities from a panel of lenders. The credit is subject to application and status.
No, we are what’s called an “Introducer Appointed Representative”. This means we have been appointed to be an FCA registered firm to provide a pure client introduction to Improveasy Ltd who has a panel of lenders able to provide finance for a wide range of products and services. This is regulated activity supervised by the FCA.
Applications but be 18 or over at the time of applications and no older than 85 at the point of the final payment of your agreement. You must also be a permanent UK resident (for at least 3 years) and a homeowner with a minimum income of £10,000 per year. Proof of income, residence, and identity may be requested.
You can borrow between £1000 to £25,000.
No. Part-time employment, Self-employment, retired and non-working application can still apply but will need to show proof of income (pension and benefit income is acceptable if it meets the lender’s criteria and is more than £10,000 a year).
The applications takes around 15-20 minutes.
You will receive an instant ‘accept’ or ‘declined’ from the lender once you online application is submitted. If the decision is borderline, it may be referred to an underwriter for further review. In this instance, it may take twenty minute to make further checks. Note however that underwriter checks are only made 9am-6am Monday to Friday, so if you apply outside these hours, you may need to wait until the following working day for a final decision.
No, Finance provided by Improveasy is not secured against property or assets and is classed as ‘unsecured personal finance’. the details of this will be clearly outlined on your consumer credit agreement.